Lending > Best Lending Platform
Simplist, founded in 2018, is a digital mortgage marketplace that combines proprietary technology and in-house mortgage expertise to streamline the homebuying/refinancing process for a variety of prospective and existing homeowners – including those who are freelancers or self-employed workers.
The traditional process of getting a mortgage leaves much to be desired. Consumers have long left money on the table by only applying with one lender. That one application may be rife with confusing industry jargon and reams of paperwork; meanwhile, rates and terms could only be compared with multiple trips to lenders and multiple corresponding applications. Even if a potential borrower completed the legwork required to compare lenders, that effort could still all be for nothing. They might wait weeks to learn that they’d been turned down for a loan; in some instances, simply for lack of a W2.
Simplist has successfully transformed this archaic mortgage procurement system into a painless process that can largely be completed online and, in many cases, produces a pre-approval letter in mere minutes. With access to Simplist’s 25 lending partners (which span national brands such as Quicken Loans and loanDepot to regional gems), customers can rest assured they’ve done their due diligence in shopping for a mortgage without breaking a sweat. Simplist’s innovative technology is augmented by the firm’s in-house mortgage experts who are on hand to serve as a guiding light in the homebuying journey.
Simplist has undoubtedly disentangled the mortgage application process. But it is their ability to assist a variety of borrowers across today’s rapidly evolving workforce that cements Simplist’s position as an incomparable modern mortgage marketplace. Simplist believes that homeownership remains a cornerstone of the American Dream, and is committed to making it a reality for a broader cross-section of creditworthy borrowers for whom the traditional process has proven inefficient.