Outstanding Performance > Best New Product
It’s almost an undeniable fact that the internet will simply not allow human brokered marketplaces to exist. Commercial banks, hedge funds, insurers and other financial institutions originate, purchase, and sell loans. Each regularly seeks to diversify or divest from particular loan types. These institutions currently sell pools of loans primarily over the phone using human broker networks. The current process is expensive, has limited reach, and has no pricing transparency, resulting in low liquidity. It can take 3-9 months to close a trade.
Stackfolio is an online marketplace for loan trading. We built a completely digital transactions process that allows for a complicated loan trade process to be done online. We marry a powerful data aggregation pipeline with an online marketplace. Stackfolio provides a web platform for competitive research and counterparty due diligence. FIs get liquidity they’ve never had before as well as a set of powerful tools, all in one place. In fact, Stackfolio currently has 1000+ financial institutions in every state and over $2.5 billion in loan opportunities on the platform. Our marketplace has listings across every major loan asset class, not just residential.
Stackfolio provides transparency to financial institutions by allowing them to see all the available trading opportunities on our open marketplace. Users can upload loan documents quickly and easily, with instant tape analysis through Stackfolio’s Blueprint technology. Every part of the complicated trade can be done online, from communication, pricing, due diligence, and doc negotiation. The platform is collaborative so every role on your team can do their job. Stackfolio is the full package for whole loan trading, participations, warehouse lines, and financings.